DTI / Qualify Calculator

Can you
qualify?

See how your debt affects mortgage approval — and what to pay off first.

Gross Monthly Income (before taxes)

Mortgage + property taxes + insurance

Back-End DTI

34.2%

Target: ≤ 43%

Front-End DTI

25.9%

Target: ≤ 28%

0%28%43%100%

✓ You likely qualify

You're in a great position. Most lenders would approve you.

Max Home Price (at 43% DTI)

$534,827

With $80,000 down

Credit Card$240

Car Loan$300

Student Loan$165

Housing (PITI)$2,200

Total$2,905

Can youqualify?