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See the full monthly picture.

The mortgage is one part of the cost. Include taxes, insurance and fees for a clearer estimate.

Your home scenario

Enter the home you’re considering and the costs that come with it.

6.5% is an editable example, not a current rate quote. Enter a lender estimate for mortgage insurance, if applicable.

Your monthly cost

Estimate

Estimated monthly housing cost

$2,648/ month

$320,000 loan · 30 years · 6.5% interest

Principal & interest$2,023
Property taxes$400
Home insurance$150
Mortgage insurance$0
HOA fees$75
$320,000Loan amount
$408,142Lifetime loan interest

What this estimate includes

A fixed-rate, fully amortizing loan with monthly payments. Taxes, insurance and fees use the amounts you enter. Closing costs, maintenance, repairs, utilities, rate changes and future tax or insurance increases are not part of this estimate. CFPB home-buying resources